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Silvergrace Care

6 min read

How Much Does Home Care Actually Cost in Australia?

A plain-English breakdown of what you pay, what the government pays, and where the numbers come from.

It's the first question almost every family asks us, and it's a fair one — the funding system can sound complicated. Here's the short version.

Most of the cost of home care is covered by your Support at Home budget, which is funded by the government based on your assessed needs. You're not paying the full hourly rate out of pocket for most services.

What's included at no cost to you

Clinical supports — nursing, wound care, medication management — carry no participant contribution at all. The full cost is covered.

What might involve a contribution

Everyday living services like domestic help, and independence services like social support, may involve an income-tested contribution. This is assessed by Services Australia based on your personal financial situation, not set by your provider.

For the full breakdown of your specific budget, see our Your Budget Explained guide, or call us — we're happy to talk through your situation with no obligation.

Questions about your own situation? We're happy to talk it through.